‘Remedies for the Improper Exercise of Contract Discretions’ presented by Professor Paul S Davies.
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Designing a Commercial Contract for Circular Economy Transactions Involving Goods
CCLFR Research Seminar: ‘Regulating Authorised Push Payment Fraud: How Did We Get Here, and Where Are We Heading?’
‘Regulating Authorised Push Payment Fraud: How Did We Get Here, and Where Are We Heading?’
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Abstract: Regulating authorised push payment fraud: how did we get here, and where are we heading? APP fraud is the most prevalent fraud in the UK, causing significant consumer detriment and costing substantial amounts to the UK economy. To tackle the problem, the Payment Systems Regulator adopted mandatory reimbursement rules that entered into force on October 7, 2024. The talk discusses the background of the mandatory reimbursement rules: the Which? Super Compliant, the Contingent Reimbursement Model Code 2019, the Financial Services and Markets Act 2023, and most importantly, the PSR Specific Direction 20 that laid down the new rules.
Bio: Dr Andrea Fejős is a Senior Lecturer at Essex Law School, University of Essex. Andrea’s research is in retail financial services law, on the intersection of consumer law and financial regulation, which she calls ‘financial consumer law.’ Her current research focuses on aspects of financial inclusion in the UK and the EU: social lending, access to basic payment accounts, automated loan contracts, and authorised push payment fraud. Andrea is committed to improving the real lives of consumers; her academic research benefited the EU Commission, Finance Watch and The European Consumer Organisation (BEUC), she regularly delivers training at The Academy of European Law (ERA) and is a long-time contributor to the popular blog: ‘Recent Developments in European Consumer Law’. As a recognition of her work on influencing EU consumer law, in 2023, Andrea was awarded the Impact Award by the Faculty of Arts and Humanities of the University of Essex.
Ruvi Ziegler at the Haaretz Conference – ‘Israel after October 7th’
Dr Ruvi Ziegler spoke at a panel on Israel and international law alongside Prof Noam Lubell (Essex), chaired by Hannah Weisfeld (Yachad), at the high-level ‘Israel after October 7th’ public conference held in London on 27 October 2024. 650 people attended the conference.
The panel considered questions pertaining to the ICJ and ICC cases concerning Israel / Israeli leaders and their ramifications, including for third states (like the UK).
You can view the programme here.
The Australia-Tuvalu Falepili Union Treaty
The Australia-Tuvalu Falepili Union Treaty: Balancing climate mobility, sovereignty, and cultural preservation.
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Financial Inclusion, Virtual Banking and Technology – what law can catch up?
CCLFR Research Seminar with Dr Samuel Law
31st October 2024 | 12:00 – 13:00 | Palmer 107
Abstract
The study challenges current perspectives on the role of technology in financial inclusion. It proposes a customer-centric model for digital inclusiveness and offers guidance for regulators and banks to navigate the complex relationship between technology and financial inclusion, informing the development of banking regulations in the digital era.
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The Case for Overseas Constituencies – by Ruvi Ziegler
The Elections Act 2022 received Royal Assent on 28 April 2022. Section 14, amending sections 1 and 2 of the Representation of the People Act 1985, removed the 15-year limit that had hitherto applied to electoral registration of British citizens who reside abroad. Following the commencement of the Representation of the People (Overseas Electors) (Amendment) Regulations 2023 on 16 January 2024, overseas voters were able to register to vote in July’s General Election; they did so either at the last address they were registered to vote before leaving or, for newly eligible voters, at the last address they were resident in the UK before emigrating. This post argues that the establishment of overseas constituencies in UK Parliamentary elections is a further desirable electoral reform.
Smart Contracts, The Facts, The Law and Computer
Smart Contracts, The Facts, The Law and Computer
Ruvi speaks at the Autumn Liberal Democrats Conference
Ruvi Ziegler spoke at several events at the Autumn Liberal Democrats Conference, namely:
* a debate on reforms of the electoral system, highlighting the need to establish overseas constituencies for British citizens living abroad, a campaign that the charity he chairs, New Europeans UK, has been spearheading; the motionwas overwhelmingly carried and so overseas constituencies are now official party policy (speech available here – reforms of the electoral system)
* a debate on the Israel-Gaza conflict, highlighting the significance of the ICJ Advisory Opinion on 19 July 2024 for obligations of third states (like the UK) particularly with respect to the settlement project; the motion was overwhelmingly carried (speech available here – Israel-Gaza conflict)
* a panel on the asylum system under the new government alongside Jon Featonby (Refugee Council) and Emily Graham (Safe Passage), organised by Lib Dem for Seekers of Sanctuary (LD4SOS) of which he is a council member
* in-conversation with Lara Parizotto (Migrant Democracy Project) on political empowerment of migrants through voting rights and beyond, organised by Lib Dem Rights-Liberties-Justice (LD R-L-J)
EU elections and the plight of the ineligibility of some to vote
Ruvi Ziegler, Associate Professor in International Refugee Law at the University of Reading, says this is a “particularly painful reality” for many.
Ziegler, an Advisory Council member of Liberal Democrats for Seekers of Sanctuary, said, “Millions of EU citizens living in the UK were eligible to vote in the elections, and many, like myself,cast their votes using postal votes, proxy votes, voting in person in embassies/consulates, and/or e-voting.
“In contrast, Italians living abroad would need to travel back to Italy to vote despite being able to vote from abroad for national elections. This has generated justifiable anger.”
He adds, “Worse still, in five EU member states, Ireland, Cyprus, Malta, Denmark, and Bulgaria, national legislation prescribes that most of their citizens residing in a ‘third country’, which the UK now is, are legally disenfranchised.
“These countries tend to follow the pattern they adopt for their national elections. Of the four nations of the UK, this legal reality is particularly challenging for Northern Ireland, given that, pursuant to the Good Friday Agreement anyone born in NI may choose to be Irish, British, or both. Hundreds of thousands of residents of Northern Ireland hold Irish citizenship.
“Prior to the conclusion of the withdrawal agreement, I highlighted the ramifications of this scenario and, in my role as Chair of the charity ‘New Europeans UK’, we recently held at Stormont, the seat of the Northern Ireland Assembly which explored the effects of Brexit on voting rights of EU citizens in EU elections.
“The legal reality in which your eligibility to vote as an EU citizen for the European Parliament is contingent on your member state’s preferences erodes the political equality of EU citizens as individual EU citizens, irrespective of their member state.
“This is a particularly painful reality for those EU citizens who have come to the UK before Brexit, when it was still an EU member state – to coin a phrase, they have not left the EU; rather, the EU has left them.”